Dependent upon your business requirements, we will work alongside you to create IT hardware and software finance solutions that benefits your business throughout the lifetime of your assets. At CHG-MERIDIAN, we invest time and effort into our products so that you can spend more time worrying about the things that truly matter to your business.

The CHG-MERIDIAN Approach to business asset finance solutions

As an asset finance company, our approach to asset finance solutions is focused on IT, healthcare and industrial technology assets. For IT equipment, this could include financing hardware including laptops, desktop PCs, smartphones, tablets, scanners, epos equipment etc. For IT software financing this could be RM or ERP solutions, MS Dynamics or Salesforce including many others. For healthcare, this could consist of, infusion pumps, Ultrasounds, X-Ray machines, MRI machines, PET/CT scanners, robotic surgical machines etc. Lastly, for industrial assets, this could include forklift trucks, AGV’s, robotic systems, cobots etc.

Asset Finance Explained

Asset finance is a simple and popular way for any business to access the resources needed for every day operations, without putting a strain on cash flow. Plus, some businesses may use asset finance to make capital available for something like a business loan.

Simply put, asset finance allows a business to fund technology and equipment without having to pay a huge upfront cost and then continue to sink money into updating the technology in-house. Check out our blog post for an asset finance deep-dive.


We are completely independent of manufacturers and banks, meaning we can provide our customers with a technology service that comes with individual and neutral advice. We support our customers in implementing their project with an external view and can therefore offer a non-bias opinion on the appropriate hardware or software asset finance solution. 


We wanted to do more than just provide basic asset finance solutions in our quest for a carbon-neutral world. That’s why we developed our own carbon-neutral asset financing solution, carbonZER0.

Innovation: tesma

tesma is our in-house software designed to assist you in managing your technology assets throughout their lifecycle. However, tesma is so much more than just a reporting and contract management tool. With the development of the tesma Portal, we now provide our customers with an IT self-service portal that allows your employees to order their own devices and accessories, report issues and much more.

International reach

We operate on a truly global scale. Our reach spans 30 countries around the world, allowing us to deliver technology services and technology finance solutions across multiple geographies and sites. 


We offer a variety of technology services and financial packages for your IT, software, healthcare or industrial assets. We work with our customers to find the perfect financial solution for their budget and desired equipment type. 

Minimise Risk

Technology financial solutions can take the risk associated with depreciating assets, disposal costs, and broken/lost equipment away from you, and place them on the asset finance providers. As part of our technology service, we can do all this and also provide a buffer stock scheme to ensure that an instant replacement device is available if one breaks or goes missing.

Win the war for talent

A technology finance solution can ensure that the devices your team use are always up-to-date and seen as cutting edge. Help retain your current employees by giving them the right tools for the job while also attracting the best talent possible with our technology financial solutions.


We are a technology service and finance company that is completely independent, as we are not owned by any manufacturers or banks. Therefore we can provide you with unbiased advice and ensure you remain in complete control. Furthermore, you also benefit from having the freedom of choice to combine multiple manufacturers within your technology estate. 

Benefits of IT & technology financing with CHG-MERIDIAN

  1. Lower total cost of ownership: The sum of the rentals will typically be lower than the capital cost of the equipment.
  2. Be creative with your budget: Make your budget go further by deferring payments to match your budget alignment, allowing you to utilise precious cash reserves to fund other projects.
  3. Effective cost management: Spread the cost of your chosen assets over their useful economic life.
  4. Scalable: Our hardware and software asset finance solutions allow you to scale up or down your equipment technology needs as you require.
  5. Accurate projections: Allows you to accurately forecast which equipment needs to be replaced up to 12 months before the lease end, allowing you to plan your equipment replacement requirements easily.
  6. Lower maintenance costs: With a regular refresh cycle in place, you can be sure your technology is up-to-date and therefore less likely to break down. Resulting in less downtime for you and your users.
  7. Stay one step ahead: In today’s world, the latest gadget, invention or technological advancement always appears to be on the horizon. With our business asset finance solution, you can stay up-to-date with all the latest technology and trends.
  8. Easier to upgrade assets: The assets can be upgraded during or at the end of the contract period.

Technology finance testimonials and current customers

MAN Logo
MAN Truck & Bus

MAN Truck & Bus was looking to roll out iPhone XR's to their employees. They required a technology service that would lower their IT operating costs and give their employees unrestricted, secure access to a mobile workspace. Via CHG-MERIDIAN's Enterprise Mobility Asset Finance Solution, all of this is possible.  

Read the full story 
mid cheshire hospitals nhs foundation trust logo
Mid Cheshire Hospitals NHS Foundation Trust

The Trust required a flexible and straightforward asset finance solution that would result in significant cost savings and put the Trust in a strong position whereby their endoscopy equipment is consistently refreshed, therefore ensuring it's always up to date.

Read the full story 
Mondi Logo
The Mondi Group

The Mondi Group has hundreds of forklift trucks in continuous operation in their warehouses. The customer wanted to work out which type of material handling equipment was the most effective from an overall cost and productivity standpoint. As part of CHG-MERIDIAN's asset finance solution, they conducted a fleet and total cost of ownership analysis for Mondi so that they could procure the right material handling equipment.

Read the full story 

What Assets do you finance?

We can provide technology finance and technology services for a wide variety of equipment types. Focussing on IT, medical and industrial equipment, below is a list of some of the asset types we provide technology finance and technology services for. If you require finance or a solution for a piece of equipment not listed below, please get in touch with us directly to inquire. 

Information Technology

  • Laptops
  • Smartphones
  • Desktop PCs
  • Tablets
  • Scanners
  • Data Centres
  • Printers
  • Handhelds
  • Software
  • EPOS Equipment
  • AV Equipment
  • Servers and Storage
  • Projectors
  • Whiteboards
  • TV's
  • Accessories (Keyboards/Mice/Headphones etc.)


  • Infusion Pumps
  • MRI Machines
  • PET and CT Scanners
  • Dialysis Machines
  • X-Ray Machines
  • Ultrasounds
  • Ventilators
  • Robotics
  • Defibrillators
  • Surgical Tables
  • Hospital Beds
  • Medical Lasers
  • Surgical Machines
  • Incubators


  • Forklift Trucks
  • Automated Guided Vehicles (AGV's)
  • Cobots
  • AMR's
  • Cranes
  • Pallet Trucks
  • Conveyors
  • Load Carriers
  • Racks
  • Robots and Production Lines
  • Presses
  • Injection Molding Machines
  • Vending Machines
  • ATM's
  • Reach Trucks
  • Sideload Trucks

Combining IT asset Finance solutions with lifecycle management

At CHG-MERIDIAN, we have been providing leasing solutions for over 40 years, and have been instrumental in helping our customers' businesses grow. With employees dedicated to finding the best solution for you, our leasing models are being demonstrated all over the globe today.

The creation of a finance solution for your assets is pivotal but is just one of the many added benefits that CHG-MERIDIAN can contribute. Whether you are looking for an efficient way to manage your portfolio or enhance your procurement methods, we have developed a number of technology finance services to help.

Technology Finance Solutions

Flexible IT asset Finance Models

We offer a variety of financial packages for your IT, software, industrial and healthcare equipment. Although each solution is different, we promise every customer the same thing. We take care of the workload for your technology investment throughout the entire technology lifecycle.
Financial Solutions

Operating Lease

A flexible operating lease from CHG-MERIDIAN UK allows for the use of an asset, but the lease term is short compared to the useful life of the asset/equipment.

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Financial Solutions

Finance Lease

A finance lease is typically a full pay-out agreement, meaning that the sum of the rentals includes the full capital cost of the equipment plus the interest accrued.

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Financial Solutions

Sale and Leaseback

Our simple process gives your business cash for your existing IT, Industrial and Healthcare assets and immediately provides you with strong budget and refresh information.

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Financial Solutions

Deferred Payments

We can provide solutions for customers that do not have the required capital or revenue budgets for the current financial year but require an urgent supply of equipment.

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Discover the other solutions and services that we provide
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Carbon-neutral leasing

Carbon-neutral IT leasing with carbonZER0

Sustainable IT procurement has become more and more important in the UK in recent years. Thanks to carbonZER0, the production, transportation, use phase, and end-of-lease phase of your financed IT assets can now be certified carbon-neutral.


Industrial Technology Investment Made Easy

Easily manage your production, warehouse and logistics equipment. Monitor your diverse technology across all countries and keep total costs under control.

White medical technology equipment

Managed Equipment Services

Typically a hospitals route to market was either a capital purchase or leasing. However, these two options only provide hospitals with access to financing options. What hospitals really require is access to a complete equipment management solution.